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Area Benefits Wisconsin's Leader In Level Funding Planning  

Level Funding & Employee Benefits Planning

Discover our level funding plans designed to provide businesses in Wisconsin with predictable costs while offering an expansive wide range of employee benefits through top health insurance providers. We specialize in delivering comprehensive solutions tailored to meet the unique needs of today workforce.

About Us 

Area Benefits 

Area Benefits

Area Benefits health insurance broker service that specializes in level funding to all aspects of employee benefit solutions for medium and large groups in Wisconsin and Minnesota. With almost two decades of health insurance broker experience, we have a deep understanding of the employee benefits landscape. We advise businesses how to navigate with ease the complexities of the health insurance planning process.


Our mission is to empower businesses with innovative, cost-effective level funding solutions that enhance employee well-being and drive organizational success.

Area Benefits LLC
Area Benefits LLC

      Level Funding 

Area Benefits

Level funding is a form of self funded health insurance and is effective planning option. How level funding works for you is you only pay for the claims incurred by your employees under your specific plan helping minimize the risk and helping protect your business. This means you are protected against large, unexpected claims from the entire group, or even just one individual. 

Key Benefits:

01

Minimize risk and reduced unexpected claims

02

Flexible stop loss  plans that meets your needs

03

Greater control over large group plans

Nick Bauer Area Benefits Eau Claire WI
Area Benefits

Area Benefits Founder

NICK BAUER

Nick Bauer is the owner of Area Benefits, bringing over 16 years of expertise in employee benefits. Nick's career began in the U.S. Navy, where he served as an Electrician aboard the USS Theodore Roosevelt (CVN-71). During his eight years of active duty and reserve time, he honed his technical skills and developed a strong work ethic.

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After his honorable discharge, Nick pursued higher education, earning an Associate degree in Marketing from Chippewa Valley Technical College (CVTC) and a Bachelor's in Business Administration from the University of Wisconsin-Stout (UW-Stout).

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Nick's professional journey in the employee benefits industry has been marked by a convergence of innovative solutions and comprehensive strategies. He has specialized expertise in benefit administration, self-funded insurance planning, and consulting. His commitment to excellence drives him to continuously seek new ways to optimize benefits offerings and enhance employee well-being through cutting-edge technology and data-driven insights.

Nick is passionate about being the best in the field, ensuring that employers and employees receive top-notch support. Outside of work, he enjoys spending time with his wife, Barbara, and their two dogs, Marty and Tulip, while actively contributing to his local community.

 What We Do?

Additional Services

Area Benefits
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Area Benefits LLC

Self-Funded Health Plans

Customizable health plans that offer cost savings and flexibility.

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Area Benefits LLC

HR Outsourcing

Comprehensive HR solutions to streamline your operations.

Volunteers
Area Benefits LLC

Voluntary Benefits

Additional benefits that employees can choose to enhance their coverage.

Startup Development Team
Area Benefits LLC

Shift Management Software

Advanced software to optimize workforce scheduling and management.

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Area Benefits LLC

Large Group Health Insurance

Affordable and comprehensive health insurance for large organizations.

Why Us

Why Choose Area Benefits?

Area Benefits
Area Benefits LLC

Expertise

Our team of professionals has extensive experience in employee benefits and health insurance.

Area Benefits LLC

Custom Solutions

We tailor our services to meet the unique needs of your business.

Area Benefits LLC

Cost-Effective

Our solutions are designed to provide maximum value at a competitive cost.

Area Benefits LLC

Comprehensive Support:

We offer ongoing support to ensure your benefits program runs smoothly.

Area Benefits LLC

Innovative Technology

Our advanced tools and software streamline benefits management and administration.

         Contact Us

Have Questions?

Get in Touch!

Area Benefits

Ready to take the first step toward a better employee benefits program? Contact Area Benefits today to schedule a consultation or learn more about our plans and services.

Location: 1820 Bracket Ave. Eau Claire, WI 54703

Area Benefits LLC
Contact Us
Area Benefits LLC

What We Are ?

Area Benefits is a leading provider of group health, employee benefits and self-funded  health insurance plans. With 16 years of brokering self-funded health insurance solutions in Wisconsin and Minnesota.  We are the experts in simplifying employee benefit plans , ensuring the best health insurance products in the marketplace.

Address:1820 Brackett Ave Eau Claire, WI 54703

Contact Info

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